At Moravian Manor Communities there are plenty of things to do, places to go, people to meet and miles to explore! With the freedom from maintenance or future care worries, there’s time to learn, grow and travel. Discover more about our community life on our new website.
We rounded up some team members who would share their favorite recipes for these hot summer days and nights. Bon Appetit!
Michele Dombach, Director of Development
Use Olive Oil on the grill grates and on both sides of your pizza dough. Grill one side of the dough – flip over and add more olive oil to the other side. Add your ingredients – beginning with sauce, but go light on this – then end with cheese. Close the lid of the grill for about 2-3 minutes. And then enjoy!
Dr. Lynn Swisher, VP, Health Services
Mix and chill overnight. You can add more mayo if desired. Garnish with parsley. Serve with crackers or pumpernickel bread sticks, which is the best choice!
Nicole Michael, Corporate Director, Sales and Marketing
Melt butter in a pan on stove top. Add corn, season with salt and pepper and sauté over medium heat until corn is cooked but still crisp. Add 1 to two well-beaten eggs to the corn and stir until eggs are cooked (will looked scrambled). This is one of my favorite summer side dishes. I typically serve it with marinated grilled chicken breast and fresh garden tomatoes topped with red onion and balsamic vinegar. Delicious!
Dawn Oltean, Dining Services / Production Manager
Preheat oven 325, butter pan and coat with white sugar. In a large bowl, cream together butter and sugar until light and fluffy. Add eggs one at a time, add vanilla. Sift together flour baking powder and salt. Gradually stir into creamed mixture. Add peaches and spread evenly into pan. Bake for 60 to 70 min or until toothpick comes out clean.
Life Plan Communities (formerly known as continuing care retirement communities or CCRCs) often require an entrance fee in exchange for lifetime housing and priority access to healthcare. In many cases, a sizable portion of the entrance fee may be refundable to the resident if they move out, or to the resident’s estate at death.
A question that some prospective residents may have is whether a refundable entrance fee might be taxed when received. To help answer this question, it is necessary to first describe refundable entrance fees in a little more detail.
First, it’s important to understand that Life Plan Communities offer different contract types…A (Life Care), C (Fee-for-Service), or B (a hybrid of A & C). Second, it’s equally important to know the definition of an entrance fee: a one-time, up-front investment, similar to purchasing your own home, but you do not hold deed to the home.
At Moravian Manor Communities, we offer a Type C (Fee-For-Service) contract and three options in which to pay your entrance fee.
The types of entrance fee plans offered will vary from community to community. Be sure to include that on your list of questions when meeting with a community’s residency counselor.
Generally speaking, the refundable portion of the entrance fee is not taxed as income when received by the resident or their heirs. But there are some exceptions.
First, if a resident takes a medical expense tax deduction on the entrance fee it could cause some part of the refund to be taxed when received. Such a deduction may be available because some Life Plan Communities with a Type A (Life Care) contract use a portion of the entrance fee to help offset the cost of future healthcare services. A representative of the community should be able to provide you with an estimate of the percentage of its overall operating expenses that are spent providing healthcare, and it is this amount that may be deductible as a medical expense. Allowable medical expense tax deduction could range anywhere between 20-40% of the non-refundable portion of the entrance fee. However, if a deduction is taken on any amount of the entrance fee that will ultimately be refunded, then that amount would likely be taxed when received.
A similar situation, as it pertains to a Life Care/Type A Contract, could even apply when someone chooses a traditional, declining balance plan. As an example, suppose a resident takes a medical expense tax deduction on the entire entrance fee, but ends up unexpectedly moving out or passing away sometime during the first couple of years. In this case, a refund would be received in accordance with the amortization schedule and a sizable portion of the refund could be taxed.
In summary, if a resident (or a resident’s heirs) receives any portion of a refundable entrance fee that had previously been deducted, then it would most likely trigger an income tax when received.
The other area where a refundable entrance fee could potentially be taxable would be in regards to a federal estate tax. A refundable entrance fee is most likely going to be considered an asset of the resident(s) and, as such, could be included as part of a decedent’s estate and subject to any applicable federal estate taxes. Of course, if the total value of the estate, including the refundable entrance fee, does not exceed the gift and estate tax exemption, then this would be a non-issue. Potential estate or inheritance taxes at the state level could vary from state to state.
Disclaimer: The information presented in this post should not be construed as legal or tax advice. Be sure to consult with your legal and tax advisors before making any decisions regarding refundable entrance fees and to better understand the possible federal and state tax implications.
Pack up your picnic basket, grab your hiking sticks, load up the bikes, or bring the binoculars and camera for some nature hunting and bird watching and head to one of Lancaster County’s parks or trails. We’re reviewing just a few of the many parks and trails our county has to offer.
Right in our backyard, this park has something for everyone…a playground, band shell and pavilion, volleyball court, Train caboose, spring head with stream and pond, paved walkway and many resident ducks and geese who delight the young and old alike with their playful antics and chatter.
Close to Lititz, The Speedwell Forge County Park is excellent for hikers, campers and nature lovers. This undeveloped park has trails through scenic woodlands with a diversity of habitats featuring wildflowers and abundant wildlife. The 415 acres is located between Speedwell Forge Lake and wooded state game lands.
Photo credit: www.traillink.com
This 106-acre lake is open for unpowered boats, mostly canoes and kayaks. In addition to a pavilion with picnic tables by the lake, there’s a hiking trail that features beautiful wildflowers and places good for fishing. The lake is historically stocked with Channel Catfish.
Photo credit: www.traillink.com
This 422-acre park in Marietta is named after the Native American word “Chiquesalunga,” meaning “place of the crayfish.” The park features hiking trails and a scenic view that towers 200 feet above the Susquehanna River. Ruins of iron furnaces, rolling mills, a canal a and trolley line can also still be found throughout the park.
Photo credit: www.traillink.com
On a different note, Long’s Park with its amphitheater has a hub of activities, from a free summer-long music series to a nationally acclaimed fine art and craft festival. This year the music series has transitioned to a virtual event and the art festival has been cancelled for 2020. This 80-acre city is also home to the world’s largest chicken barbecue. Long’s Park also boasts other picnic pavilions, a petting farm, children’s playgrounds, and a three-acre, spring fed lake, tennis courts and a fitness trail.
If you’re interested in pursuing life here in the near future, join our waiting list. You can learn more about the various benefits our waiting list members enjoy on our Stay Connected page.
Currently, our waiting list for the Founders Campus can exceed 3-5 years depending on the home style you prefer. On the Warwick Woodlands Campus, Phase II carriage homes and townhomes are all sold out and under construction; the waiting list for homes or apartments on this campus can exceed a year or two at this point.
Request more information, call our Residential Living Sales Center at 717-626-0214 or email info@moravianmanor.org.