Ways to Give
You can support Moravian Manor Communities’ ministry in a variety of ways, helping make a difference in the lives of others. Gifts to the Benevolent Care Fund help support our charitable ministry to residents who have exhausted their financial resources and can no longer afford the full cost of health care services. Gifts designated “Where Needed Most” allows Moravian Manor Communities to address unexpected needs or projects that have not been budgeted. You have several options to choose from when making a gift to Moravian Manor Communities. By exploring—without obligation—all the gift vehicles available to you, you will discover ways to help, while enjoying personal and financial benefits as well. Various options allow you to make a larger gift than you could otherwise make, provide life income, and offer tax benefits.
Residents at Moravian Manor Communities have diverse interests and needs. Among them are arts, education, community involvement and wellness. The items listed on our Wish List will help add to their enjoyment in life. Designated contributions towards a wish list item may be donated in honor or in memory of a family member or friend. Please make checks payable to Moravian Manor, or you can donate on-line using Visa, MasterCard, American Express or Discover.
Contact the Development Office at 717-626-0214 or email@example.com with questions or ideas of alternative giving opportunities that have meaning to you.
Gifts of cash, usually in the form of a check, are generally the most popular method of giving. If you itemize deductions, cash gifts are tax deductible up to 50 percent of your adjusted gross income.
Securities and Mutual Funds
Securities and mutual funds are a favored gift choice because of the double tax benefit. With a gift of appreciated securities or other assets, you can deduct the full fair market value, up to 30 percent of your adjusted gross income, and avoid capital gains taxes.
It is important that you contact us so that we can assist you with transfer instructions. If you own securities in a brokerage account, we can help you set up an electronic transfer of the shares to our brokerage account. If you possess actual stock certificates, we can tell you how to sign the certificates over to us and fill out a stock power form.
Many corporations and businesses match employee gifts of cash/securities up to a fixed amount. In many instances, gifts from retired employees also qualify for matching gifts. Check with your employer for a matching gift form or contact us for assistance.
Real Estate and Tangible Personal Property
Real estate and tangible personal property, also known as Gifts-In-Kind, can be donated to Moravian Manor Communities. Because of the special considerations involved, we recommend that you contact us to discuss your plans.
A gift by bequest can be designed when writing your will or by adding a codicil to your existing will. A bequest can be a fixed amount, a percentage of your estate, or the residual value of your estate. A bequest can be designated for a specific purpose or to establish a Named Endowment Fund. (Download sample bequest language to include Moravian Manor Communities in your will.)
Gifts of life insurance can be made by naming Moravian Manor Communities beneficiary, contingent beneficiary, or transferring ownership of a policy to Moravian Manor Communities. In the latter case, you receive an income tax deduction for the cash surrender value and subsequent premiums.
Consider gifting retirement assets by designating Moravian Manor Communities as beneficiary of your retirement account. If you have not yet taken your required minimum distribution (RMD) from your traditional IRA, you may want to consider a qualified charitable distribution (QCD) as a way to support the good works of Moravian Manor Communities while at the same time reducing your taxes. If you are over 70½, you may make a QCD which allows you to distribute your RMD – or any amount up to $100,000 per year – to a charitable organization or multiple organizations and exclude this distribution from your taxable income. For income tax purposes, making a QCD with your RMD is a powerful planning tool because it allows you to reduce your taxable income and take the full standard deduction (if you are not otherwise itemizing your deductions).
Charitable beneficiary designations of your retirement accounts can also be a part of your estate planning. If you expect your estate to be subject to the federal estate tax, you may wish to consider designating Moravian Manor Communities as a beneficiary of your retirement account. The value of the so-designated accounts will be a deduction in the calculation of your taxable estate, thus reducing the amount of estate tax if your estate is subject to federal estate tax. Additionally, distributions from the retirement account to your chosen charity will not result in income tax when the beneficiary is a charity. Please consult your estate planning team to fully evaluate this option.
Charitable Gift Annuities
Charitable Gift Annuities (CGAs) are a very popular choice among donors. When you make a gift in the form of a CGA, you are guaranteed an annual income for life for you and/or for another person. Additionally, you receive a substantial income tax deduction in the year the gift is made, and a portion of the annual income you receive is tax-free.
Charitable Remainder Trusts and Charitable Lead Trusts can be established to benefit the donor, heirs, and Moravian Manor Communities. We are available to assist you and your financial planner in your gift planning.
NOTE: Each person’s unique financial situation must be considered when making a gift and we strongly encourage you to discuss your gift options with your financial advisor and/or tax accountant. Information contained on this website should not be considered legal advice.